Stamp duty calculator for Bangalore & Karnataka
Govt charges and the full cash you need on registration day.
Rates checked 30 Sep 2026 · see rates
SampleA ₹1.5 Cr new flat. Type your price to see yours.
on top of
- Stamp duty
- Cess 10% of duty
- Surcharge of duty
- Registration fee 2%
- Down payment to seller
- 1% TDS to income tax dept
- Stamp duty + cess + surcharge
- Registration fee
Loan or other funds pay the seller the rest:
Guidance, not legal or tax advice. Confirm with your lawyer before you pay.
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- 100+families advised
- 65buying decisions
Where every rupee goes.
| Stamp duty | 5% New flat up to ₹20 lakh: 2%. ₹20–45 lakh: 3%. Resale, plots and houses: 5% at any price. |
|---|---|
| Cess | 10% of duty 0.5% of the value at 5% |
| Surcharge | 2% of duty 3% in gram panchayat areas |
| Registration | 2% Was 1% till 30 Aug 2025 |
| TDS | 1% At ₹50 lakh and above. Cut from the seller's amount, not extra. |
| Bengaluru total | 7.6% On price or guidance value, whichever is higher |
Sources: Karnataka Stamp Act (Art. 20, Sec 3-B), Registration fee notification of 29 Aug 2025, Deccan Herald, 30 Aug 2025, IGR Karnataka.
Paying stamp duty on Kaveri Online (Kaveri 2.0)
Karnataka collects stamp duty and the registration fee through Kaveri Online Services, the state's property-registration portal (the current version is usually called Kaveri 2.0). You can look up the guidance value, work out the charges, pay online and book your registration slot at the sub-registrar office from the same login.
- Create a login and start a new pre-registration entry (the PRDE module).
- Enter the property and party details. The portal values the property on the higher of your agreement price or the guidance value, then shows the stamp duty, cess, surcharge and 2% registration fee.
- Pay online by net banking, card or UPI and save the challan. Use it within the validity shown on the receipt.
- Book a slot at your sub-registrar office and attend with the parties and witnesses to register the deed.
The portal and its fees change from time to time. Confirm the current steps and charges on the Kaveri portal, and check with your lawyer before you pay.
5 checks before you pay the tokenFree. No sign-up.
Is stamp duty on my price or the guidance value?
Whichever is higher. Registration fee works the same way. Check your guidance value on Kaveri before you fix your budget.
Do the 2% and 3% rates apply to me?
Only on the first sale of a new flat up to ₹45 lakh. Resale flats, plots and houses pay 5% at any price.
Is the 1% TDS an extra cost?
No. On ₹50 lakh and above, you cut 1% from what you pay the seller and deposit it with the income tax dept. Just keep the cash ready.
Can I pay Karnataka stamp duty online?
Yes. Karnataka collects stamp duty and the registration fee on the Kaveri Online Services portal (Kaveri 2.0). You can check the guidance value, calculate the charges, pay by net banking, card or UPI, and book your registration slot at the sub-registrar office. Confirm the current steps on the portal before you pay.