How much home can you safely buy?
Your safe budget vs the bank's number, and what a bad year does.
SampleFill in your take-home and savings to see yours.
Fill your take-home and savings. Your safe number shows here.
What if a bad year comes?
Tap a card to see it on the meter.
For your safe budget. Cushion = savings left after buying. Guidance, not financial advice.
Share your requirements. We'll shortlist within your safe budget.
Less time searching. Less money wasted.
- 100+families advised
- 65buying decisions
5 checks before you pay the tokenFree. No sign-up.
Why is my safe budget lower than the bank's?
Banks lend till your EMIs touch about half your take-home. We keep EMIs near 35% and keep 6 months of costs aside, so one bad year doesn't force a sale.
What costs are added on top of the price?
About 7.6% for stamp duty and registration in Karnataka, plus about 5% for interiors and moving. The bank does not fund these, so they come from your savings.
Which loan rate should I enter?
The rate your bank actually quoted you. Home loan rates move with the RBI repo rate, so check the +2% card before you commit.